The Process

Financial planning is a process – not a product.

Financial Planning provides direction and meaning to your financial decisions because it:
  • Starts with a discussion about your values and priorities in life.
  • Helps you to better understand where you are now.
  • Develops short, medium and long term goals.
  • Provides a plan to keep you on track, especially when life presents challenges.
  • Helps to allocate your money amongst competing demands.
  • It is unique to you.

Financial Planning and investing are not the same thing. Inevitably there will be ups and downs to any market or portfolio – a plan will help guide you through them and stay focused on your goals through discipline and knowledge.

We are committed to your success, and will help you to focus on the things you can control and the things that matter.

You will be able to have peace of mind that you are prepared for the future.

The Financial Planning Process

Assess Your Current Situation

Next, we will assess your current situation which will involve getting an inventory of your assets & liabilities, investments, insurance, your tax situation, work savings plans, government savings plans, wills and powers of attorney, etc.

Establish Your Goals and Priorities

The first step in developing a financial plan is getting to know you and what is important in your life – your goals and priorities. This forms the foundation of your plan and is unique you.

Analyze Alternatives

We will consider different ways to accomplish your goals and evaluate the pros and cons of each. This will help you make more effective and satisfying decisions.

Make Recommendations

Based on your goals and your current situation, strategies will be recommended to meet your goals.

Implement Your Financial Plan

While it may seem obvious that implementing your plan is a crucial part of the financial planning process, it can often be the most neglected part. Jane will assist in the implementation and provide oversight, if desired; as well as help you with the motivation and understanding needed to keep on-track.

Monitor / Review

Life is always changing, so reviewing your financial plan regularly is important. Your plan will provide the basis for adapting to these changes and for the ongoing decisions that are inevitable.

"Begin with the end in mind."

Stephen Covey